Table of Contents

1. Introduction
2. Information we collect
3. How we use your information
4. Investment-related disclosures
5. How we share information
6. Data retention
7. Data security
8. Your rights and choices
9. California Privacy Rights (CCPA/CPRA)
10. International users
11. Children’s privacy
12. Changes to this privacy policy
13. Contact us

1. Introduction

Mero Retirement (“Mero,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you use our website, mobile applications, and related services (collectively, the “Services”).

By accessing or using Mero Retirement, you agree to the collection and use of information in accordance with this Privacy Policy.

2. Information We Collect

2.1 Information You Provide Directly

We may collect information you choose to provide, including:

Name, email address, and account credentials

Investment preferences, goals, risk tolerance, and related profile inputs

Communications you send to us (support requests, feedback, inquiries)

2.2 Information Collected Automatically

When you use the Services, we may automatically collect:

Device information (device type, operating system, app version)

Log data (IP address, access times, pages viewed, actions taken)

Usage data related to features accessed and interactions within the app

2.3 Cookies and Similar Technologies

We use cookies, SDKs, and similar technologies to:

Operate and improve the Services

Understand usage patterns

Maintain security and prevent fraud

You can control cookie preferences through your device or browser settings.

3. How We Use Your Information

We use collected information to:

Provide, operate, and improve the Services

Generate personalized investment analysis and signals

Communicate with you about updates, features, and support

Monitor and analyze usage and trends

Maintain security, prevent misuse, and comply with legal obligations

Mero Retirement does not execute trades, manage brokerage accounts, or act on your behalf.

4. Investment-Related Disclosures

Mero Retirement provides educational analysis and informational signals only.

We do not execute trades, or guarantee outcomes.

All decisions based on information provided through the Services remain solely your responsibility.

5. How We Share Information

We may share information:

With service providers who help operate the Services (e.g., hosting, analytics, customer support)

To comply with legal obligations, court orders, or regulatory requests

To protect the rights, safety, and integrity of Mero Retirement and its users

In connection with a business transfer (merger, acquisition, or asset sale)

We do not sell your personal information.

6. Data Retention

We retain personal information only as long as reasonably necessary to:

Provide the Services

Meet legal, regulatory, or operational requirements

Resolve disputes and enforce agreements

7. Data Security

We implement administrative, technical, and organizational safeguards designed to protect personal information. However, no system can be guaranteed 100% secure, and we cannot ensure absolute security.

8. Your Rights and Choices

Depending on your location, you may have rights to:

Access, correct, or delete your personal information

Object to or restrict certain processing

Withdraw consent where applicable

Request data portability

Requests can be made by contacting us at: [privacy@meroretirement.com

9. California Privacy Rights (CCPA/CPRA)

California residents may have additional rights, including:

The right to know what personal information is collected and used

The right to request deletion of personal information

The right to opt out of the sale or sharing of personal information (if applicable)

Mero Retirement does not sell personal information as defined by California law.

10. International Users

If you access the Services from outside the United States, your information may be transferred to and processed in the United States or other jurisdictions where we operate. We take steps to ensure appropriate safeguards are in place.

11. Children’s Privacy

Mero Retirement is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Changes will be posted within the Services with an updated effective date.

Continued use of the Services after changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at:

Mero Retirement

Email: privacy@meroretirement.com

Website: https://www.meroretirement.com