Table of Contents

1. Eligibility
2. Nature of the Services
3. User Responsibility
4. Account Registration
5. Free and Paid Features
6. No Commitment or Obligation
7. Intellectual Property
8. Acceptable Use
9. Third-Party Services and Data
10. Disclaimers
11. Limitation of Liability
12. Indemnification
13. Termination
14. Changes to the Terms
15. Governing Law and Dispute Resolution
16. Severability
17. Contact Information

1. Eligibility

You must be at least 18 years old to use Mero Retirement. By using the Services, you represent that you meet this requirement and have the legal capacity to enter into these Terms.

2. Nature of the Services

Mero Retirement provides:

• Educational investment analysis
• Data-driven signals (e.g., Buy, Hold, Sell)
• Scoring, insights, and informational tools

Mero Retirement does not:

• Act as a broker, dealer, or investment adviser
• Execute trades or manage accounts
• Provide personalized financial, tax, or legal advice
• Guarantee returns or outcomes

All content is provided for informational and educational purposes only.

3. User Responsibility

You acknowledge and agree that:

• All investment decisions are made solely by you
• You are responsible for verifying information before acting
• Past performance, signals, or scores do not predict future results
• You use the Services at your own risk

Mero Retirement is not responsible for losses resulting from decisions made using the Services.

4. Account Registration

To access certain features, you may need to create an account. You agree to:

• Provide accurate and complete information
• Keep your login credentials secure
• Notify us immediately of unauthorized access

You are responsible for all activity that occurs under your account.

5. Free and Paid Features

Mero Retirement may offer:

We do not execute trades, or guarantee outcomes.

• A free tier with limited features
• Optional paid subscriptions or premium services

Pricing, billing terms, and feature access will be disclosed before purchase. We reserve the right to modify, suspend, or discontinue features at any time.

6. No Commitment or Obligation

Use of Mero Retirement does not create:

• A fiduciary relationship
• An advisory relationship
• An obligation to follow signals or recommendations

You may stop using the Services at any time.

7. Intellectual Property

All content, software, designs, logos, text, graphics, and data provided through the Services are owned by or licensed to Mero Retirement and protected by intellectual property laws.

You may not:

• Copy, reproduce, distribute, or modify content
• Reverse engineer or attempt to extract source code
• Use the Services for commercial or competitive purposes without permission

8. Acceptable Use

You agree not to:

• Use the Services for unlawful purposes
• Attempt to disrupt or compromise system security
• Scrape, crawl, or harvest data without authorization
• Misrepresent your identity or impersonate others

We reserve the right to suspend or terminate access for violations.

9. Third-Party Services and Data

The Services may include data or links from third-party providers. Mero Retirement does not control and is not responsible for:

• Third-party content accuracy
• Availability or reliability of external services
• Actions or omissions of third parties

Your use of third-party services is governed by their respective terms.

10. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED
• WE DO NOT WARRANT THAT THE SERVICES WILL BE ERROR-FREE, UNINTERRUPTED, OR ACCURATE
• WE DO NOT GUARANTEE SIGNAL PERFORMANCE OR OUTCOMES

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, MERO RETIREMENT SHALL NOT BE LIABLE FOR:

• INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES
• FINANCIAL LOSSES OR LOST PROFITS
• DATA LOSS OR BUSINESS INTERRUPTION

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US (IF ANY) IN THE 12 MONTHS PRECEDING THE CLAIM.

12. Indemnification

You agree to indemnify and hold harmless Mero Retirement from claims, damages, liabilities, and expenses arising from:

• Your use of the Services
• Your violation of these Terms
• Your violation of applicable laws or third-party rights

13. Termination

We may suspend or terminate your access to the Services at any time, with or without notice, for conduct that violates these Terms or harms the platform.

You may stop using the Services at any time.

14. Changes to the Terms

We may update these Terms from time to time. Updated Terms will be posted with a revised “Last Updated” date.

Continued use of the Services after changes constitutes acceptance.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of [Insert jurisdiction, e.g., State of Delaware, USA], without regard to conflict-of-law principles.

Any disputes shall be resolved exclusively in the courts located in that jurisdiction, unless otherwise required by law.

16. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

17. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at:

Mero Retirement

Email: privacy@meroretirement.com

Website: https://www.meroretirement.com